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JULY 2025 OFFERING

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APPLICATION FORM

2025_july_homeownership_application_package.pdf
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 2025 INCOME LEVELS   30-60%    
       % OF MEDIAN                                               PERSONS IN FAMILY
       INCOME         1                  2                 3                  4                  5                  6                  7                 8
          30%       $25,400       $29,000       $32,650       $36,980       $43,310       $49,640       $55,970       $62,300

          60%       $50,820      $58,080       $65,340       $72,540       $78,360       $84,180       $90,000       $95,760

          
                                            SOURCE: US DEPARTMENT OF HOUSING & URBAN DEVELOPMENT
OR
 2025 INCOME LEVELS  30-100%     
       % OF MEDIAN                                               PERSONS IN FAMILY
       INCOME         1                  2                 3                  4                  5                  6                  7                 8
          30%       $25,400       $29,000       $32,650       $36,980       $43,310       $49,640       $55,970       $62,300

          100%       $84,700      $96,800       $108,900       $120,900       $130,600       $140,300       $150,000       $159,600

         
                                            SOURCE: US DEPARTMENT OF HOUSING & URBAN DEVELOPMENT

WHO CAN QUALIFY FOR THE JULY 2025 OFFERING?

Habitat for Humanity Hawai'i Island applicants for this offering will be chosen using the three basic selection criteria: Housing Need, Ability to Pay, and Willingness to Partner.  Habitat does not discriminate against any applicant because of race, color, religion, sex, marital status, age, familial status, handicap or national origin.  Habitat requires potential homeowners to reside and work on Hawaii Island for at least one year and be free of criminal behavior including but not limited to the use of illegal substances.
​
Housing Need:  Habitat assists people who do not own a home and are living in “substandard” housing.  (Substandard means that the current housing is unsafe, unhealthy, too small, or costly for the applicant’s income.)  For example, overcrowding (three to a bedroom), unsafe or unsanitary conditions.  Priority is based on the level of need and lack of adequate shelter as well as those families with small children and seniors.

Ability to Pay:  Habitat homebuyers must have a stable income and a reasonable credit history, with no outstanding judgments.  They must also have adequate income to cover taxes, utilities, insurance and maintenance expenses as well as the mortgage payment.  We partner with families with gross earnings between 30% and 60% or between 30% to 100% of current US Department of Housing and Urban Development (HUD) median income.  We will request verification of your financial information in the next phase of the application process.  We take into consideration income for everyone in the household.

​Willingness to Partner:  Partnership includes completing approved pre and post sweat equity hours (500+ hours for a new house), agreeing to the house that Habitat is able to provide inclusive of design, type, style, number of bedrooms and bathrooms, etc., making timely payments, adequately maintaining the home and property,  and cooperating so that the house can be completed in a timely manner from the start date.
​
The lots that Habitat has available are in Pahoa (Hawaiian Shores and Ainaloa) in the Puna District.

These are the basic criteria.  More detailed information is shared with the families during the application process and is subject to change.​
​

Any questions?  Contact Homeowner Services Manager Adrienne Eisele at 808-935-6677 ext 3 or at [email protected].



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Contact Us

73-4161 Ulu Wini Place, Kailua-Kona, Hawai'i 96740
P.O. Box 4619, Kailua-Kona, Hawai'i 96745
808-331-8010​
[email protected]
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Hilo ReStore - (808) 935-6677
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  • HOME
  • PROGRAMS
    • HOMEOWNERSHIP
  • GET INVOLVED
    • VOLUNTEER >
      • VOLUNTEER APPLICATION FORM
    • HAWAII VILLAGE BUILDS/TEAM BUILDS
    • JOIN OUR TEAM!
  • RESTORES
  • DONATE
    • TATJANA'S MEMORIAL FUND
  • ABOUT US